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Bariatric and Metabolic resources for a healthier life

Financing the cost of weight loss surgery and insurance coverage

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FINANCING AND COST

Costs and paying for bariatric surgery

Financing options

Financial barriers shouldn't stand in the way of your good health. Many patients understand that the immediate and long term benefits to their health far outweigh the costs.

Don’t be afraid to ask your lender to explain your options like reasonable interest rates, secured and unsecured loans, higher approval rates, and quick applications.

SURGEON/SEMINAR FINDER

Flexible Financing Options

 
Credit card
Personal credit
Home equity
Mortgage
Amount needed
$0-$25,000
$5,000-$50,000
$10,000 +
$10,000 +
Description
In addition to traditional accounts, many credit card companies offer healthcare-specific financing programs.
Unsecured personal loans that do not require the use of home equity as collateral.
Loan allows you to access the equity that you have built in your home.
Get cash out of your home by refinancing your mortgage with new terms.
Benefits
  • Simple application process
  • Quick credit decisions
  • Terms up to 60 months
  • Fixed-rate loans
  • Flexible repayment terms
  • Simple application process
  • Loan and line of credit options are available
  • Fixed- and adjustable-rate products available
  • Lower interest rates than credit cards and personal loans
  • Terms up to 25 years
  • Provides the longest term structure
  • Consolidates loan amount into your mortgage payment
  • Interest paid on mortgage is often tax-deductible
Considerations
  • Variable interest rates from 1.9% to 25.99%
  • Lower credit limits
  • Higher approval rates
  • Non-variable interest rates from 9.99% to 24.99%
  • Discounts may apply if you have a preexisting relationship with your lender
  • May be available where you currently do your banking
  • Financing fees and closing costs may apply
  • More complex application process
  • Loan is secured by your home
  • Most complex loan process
  • Title insurance may be required
  • Initial surgery costs can lead to savings over time